As 2025 draws to a close, several notable tax-law changes are set to take effect in 2026.

In this month’s year-end letter, we highlight key items to keep in mind—whether you’re planning charitable gifts, managing retirement income, or preparing for shifts to deductions, credits, and contribution limits.

We cover Qualified Charitable Distributions, new senior-focused deductions, estate and gifting thresholds, upcoming Roth-only catch-up rules, and more.

The One Big Beautiful Bill Act (OBBBA) has brought sweeping changes to the U.S. tax code—impacting everything from deductions and credits to estate planning and small business incentives. Our 2025 Tax Guide distills the most relevant updates so you can see, at a glance, what might affect your personal or business strategy.

Since most people have just finished filing 2023 taxes, they have a data-rich, comprehensive view of their entire financial picture. That means having information readily available to inform tax mitigation strategies and guide tax-related decisions for the rest of the year.