As we begin 2026, our focus continues to be on delivering thoughtful service and steady guidance in an environment that often feels uncertain. 

In this month’s letter, we outline how to best connect with our team, we share upcoming educational initiatives, and we reflect on a year marked by elevated volatility and uncertainty but resilient economic fundamentals. While headlines dominated much of 2025, corporate earnings, steady consumer spending, and improving financial conditions provided a more durable foundation beneath the surface. 

As always, our role is to help clients stay grounded in the data, aligned with long-term goals, and confident in their planning decisions.

We’re starting the new year with a focus on client service. Specifically, this post will re-introduce all the valued members of the RSMA Wealth Management team, who are here and ready to serve you.

Learning new technology can be cumbersome and complicated. But at the same time, RSMA Wealth Management is eager to embrace technology that actually improves the overall client experience without making everything harder.

Here are three new tools available to all RSMA clients.

In this year-end note, we cover key items like capital gains tax rates for 2024, IRMAA income limits, contribution limits for retirement accounts and HSAs next year, tax saving ideas for required minimum distributions (RMDs), and market insights from the past year – and for the year ahead....